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Joe called me because he had just taken over Dad’s finances and the management of care from his brother, Jim.  That’s when he made a discovery that troubled him and caused him to reach out to us. Dad was still living at home alone but his health was declining.  Joe began

Last week we were examining Mary Jane’s problem getting Medicaid for her mom.  Specifically, the issue was a joint account held by mother and daughter. Into that account, Mary Jane deposited her income which she used to pay for household bills, such as utilities, real estate taxes, homeowner’s insurance etc.  She