Blog Archives

529 Plans and Medicaid (Part 2) #Medicaid

            Last week I was telling you about the problem 529 plans pose for Medicaid.  Maria called me to handle her dad, George’s Medicaid application.  George had set up 529 plans for Maria’s daughters.  Are those accounts countable assets subject to Medicaid’s spend down rules?             Last week I explained that the contributions and growth […]

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Can’t I Transfer My Home to My Child Who is Living with Me and Still Qualify for Medicaid? (Part 1)

This is a case of a little bit of information being a dangerous thing.  Mom transferred her home to Susan 4 years ago.  Mother and daughter had been living in the home for years.  “Since I am living in the home isn’t it an exempt asset,” Susan asked.  “Yes, it is,” I told her, “but […]

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Mom is Helping Her Out of Work Son – Problem for Medicaid?

Click on http://www.youtube.com/HauptmanLaw to see my answer. (Sound may need to be adjusted on your computer.)

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What Exactly is the Medicaid Penalty?

And how can it hurt me? Click on http://www.youtube.com/HauptmanLaw to see my answer.

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A Muddy Medicaid Paper Trail Leads to Potential Financial Ruin ( Part 1)

Medicaid applications are getting tougher to get approved these days. Gail called us when Mom had just entered the nursing home after having lived with her for several years.  Mom had 2 months of funds remaining.  Gail called us to handle the Medicaid application.  I told her we had to work quickly. For starters, we […]

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Is it a Gift or is it Theft? (Part 1)

It’s a scenario we’ve seen frequently of late.  Mom’s mental health had been declining for some time.  Rachel called because Mom’s savings are almost exhausted and she needs nursing home care.  Rachel knows she must apply for Mediciaid.  And then Rachel told me about her recent discovery.  Rachel only in the last month started handling […]

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Is There Any Gift Small Enough That Won’t Cause a Medicaid Penalty?

Whenever I explain how the Medicaid application process works, the toughest part is communicating to clients the uncertainty that exists because of the way the program is administered.  And that can change at a moment’s notice so beware of what or who you rely on.  Whenever I hear someone tell me “the Medicaid caseworker said […]

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Quite Possibly the Best Mother’s Day Gift Ever

Amanda was in an excited state when she called, wanting to make an appointment immediately for she and her mom.  Amanda lives out of state but was coming home for Mother’s Day and would stay another day to meet with me. I calmed her down and asked her to share with me her concerns.  Mom […]

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If We’re on Hospice, Why Bother with Long Term Care? (Part 2)

Last week we were discussing Carla and Dennis.   Carla reached out to us, not really thinking we could help her, but because her friend kept urging her to call.  Her husband, Dennis was on hospice and didn’t have much longer to live.  But, in our conversation, I focused on Carla’s needs.  This is what I […]

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Is the Heat Really Off? (Part 2)

Last week we were talking about Charlie and Doris.  We were in the midst of spending down assets and preparing to file a Medicaid application for Charlie, a nursing home resident, when he passed away.  So no need to do anything further as far as long term care planning – right?  Well, actually no, that’s […]

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