Second Marriage Issues – Part 5
In last week’s blog post, I was in the midst of telling you about a dispute between Husband and his deceased Wife’s children regarding the sale of their home. Although 50% of the home was titled Husband and Wife joint with rights of survivorship (the other 50% owned by Wife’s children),
Second Marriage Issues – Part 4
In this week’s blog post I continue with a second marriage story. Wife had added Husband’s name to the deed to her home along with her children. Her intention was to allow him to remain in the home if she died first and then, when he died, the property would pass to
Don’t Forget About Medicaid’s Medical Test – Part 4
In my post last week, I explained the risk of residing in an assisted living facility (ALF), running out of money but being too healthy to meet Medicaid’s medical test. If the applicant is still only paying the basic room and board cost and not for any care when the money
Don’t Forget About Medicaid’s Medical Test – Part 3
In my blog post last week, I explained the risk of not satisfying Medicaid’s medical test when residing in an assisted living facility (ALF) as opposed to a nursing home. Assisted living residents do not typically need nursing home level care when they first enter a facility. While this may be expected
Don’t Forget About Medicaid’s Medical Test – Part 2
In my blog post last week, I began a discussion about Medicaid’s medical test. While the financial requirements to qualify for Medicaid are extensive and involve “looking back” through 5 years of financial transaction, we cannot forget that there is also a medical requirement of needing nursing home level care. As I
Don’t Forget About Medicaid’s Medical Test
When families call our office to inquire about Medicaid, the conversation tends to focus mostly on my explanation of the financial requirements. People generally understand that Medicaid is a needs based benefit with an income test and an asset test. The State’s scrutiny of an applicant’s finances over a 5 year period
2026 Medicaid Numbers
In my last 2 blog posts, I updated you on some of the new Social Security, Medicare and VA Aid and Attendance numbers for 2026. The recently announced Social Security cost of living adjustment (COLA) of 2.8% follows a 2025 increase of 2.5%. Many other federal programs are tied to the Social
A Six Figure Medicaid Mistake (Part 5)
In my blog post this week I continue with the story of the family that tried to get Medicaid for Dad but failed. In the past several weeks I have explained that while Dad’s assets need to be under a $2000 to achieve eligibility, Mom also has an asset limit, which
A Six Figure Medicaid Mistake (Part 4)
In this week’s blog post, I continue to tell you about a call I received from a family who tried and failed to get Medicaid for Dad. As I explained last week, the nursing facility employee misunderstood how Medicaid works in the case of a married couple where only one spouse
A Six Figure Medicaid Mistake (Part 3)
In this week’s post I continue with the story about a recent call we received in our office from a family concerning a Medicaid denial. The nursing home employee processing Dad’s Medicaid application misunderstood the rules with respect to married couples. As I explained last week, Mom was told she did