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Every year the relevant numbers for the government programs we work with change.  It starts with the Social Security Administration, which announces its cost of living adjustment (COLA).  Other government programs then adjust their numbers, sometimes using the same COLA as Social Security.  For many years the adjustment has been small and there

       The rising cost of higher education continues to be a problem. As annual college tuition increases outpace the rate of inflation so does the amount of money borrowed by attendees. Much has been written about the mountain of debt faced by college graduates who once out in