Once again the holiday season is upon us, a time of joy but also stress. We often visit family members we havenât seen in some time and thatâs when changes in older loved ones become more noticeable. Some of the changes that may indicate your loved one needs some extra
Much has been written in recent years about the health of Social Security. As the population ages two things are happening. Fewer people are paying into the system, while at the same time more people are receiving benefits, raising concern that the program will run out of money. But there
Understanding the maze of laws and benefits that form our long term care system is a full time job. Thatâs why I devoted my practice exclusively to elder and disability planning. A few weeks ago I was reminded of that fact when I was asked what I know about a
How many times have you contacted a government office to inquire about some benefit or program and told you are not eligible? Have you then left the office or hung up the phone accepting that what you have been told is true? What if that is just flat out wrong?
For many families, keeping their elderly loved one at home will require in home assistance. There are many quality home health care companies in the area so finding one isnât a problem. But I find so often that clients donât go through a licensed agency because of the cost. While
Letâs pick up where we left off with Mary. Her son, Jim is unemployed and Mary has been giving him funds totaling $50,000 over the last 6 months to help him pay his bills. And she intends to continue doing so until he finds a job. While Mary is 70,
Mary had been reading my blog posts for some time now about the need to plan ahead for long term care. Something struck a chord with her and she called. She has a home and about $200,000 in investments. While still healthy, she is 70 and thinking about the future.