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It just keeps getting worse doesn’t it?  I’m talking about the economy and our federal, state and local governments’ inability to balance their budgets and provide the services and assistance they have provided in the past and promise to provide in the future.  And is why you can’t expect the

Mary called with the following story.  Mom had sold her home in New Jersey 8 years ago.  The plan was for Mom to live with Mary in New York.  However, her health deteriorated rapidly and she never moved in with Mary, instead living in an assisted living facility in New