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The last 2 years have been especially tough on seniors, especially those on fixed incomes.  That’s because there has been no cost of living increase since 2009 so Social Security benefits for millions of Americans have remained the same.  Next year, however, the government has announced a 3.6% cost of

Judy and her husband, Bob, had been appointed guardians for their son, Bill, years ago when he turned 18.  Bill suffered a brain injury during his delivery at birth and had the mental capacity of an 8 year old.  Eventually, Judy and Bob placed Bill in a group home where

I was a big fan of Get Smart, the TV show from the 1960’s that aired in reruns through the 1980’s.  The main characters were two government secret agents.  Actor Don Adams played Agent 86 and his female partner, Agent 99, was played by Barbara Feldon.  (Steve Carell and Anne

This is a special time of year.   No, I’m not talking about Halloween or the traditional holiday season from Thanksgiving through New Year’s.  It is Medicare’s open enrollment period, a once a year special event. Medicare is one of the many government programs that can be maddeningly confusing.  There are so

I was talking to Warren the other day about long term care and he said – jokingly, I think – that he didn’t need to plan because the end of the world was coming, October 21 to be specific.  Usually, I hear people say that the government will bail them

I’m not talking about a loss of manners or style or discretion in a world in which technology has helped push the doors open wide to reveal everything that used to be private or personal.  That’s a whole other subject.  I’m referring to CLASS, President Obama’s attempt to establish a

Much has been written about how much long term care is costing this country and specifically how much tax payer dollars are spent on government benefit programs, with those numbers continuing to rise.  All true.  But, government waste, ineptitude and an inability to eliminate fraud certainly play a role.  An