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It just keeps getting worse doesn’t it?  I’m talking about the economy and our federal, state and local governments’ inability to balance their budgets and provide the services and assistance they have provided in the past and promise to provide in the future.  And is why you can’t expect the

Mary called with the following story.  Mom had sold her home in New Jersey 8 years ago.  The plan was for Mom to live with Mary in New York.  However, her health deteriorated rapidly and she never moved in with Mary, instead living in an assisted living facility in New

Readers of my blog know that I have written often of the need to plan ahead because nobody, especially the government, is going to bail you out.  The last round of changes to the Medicaid program were made more than 5 years ago and have had a dire impact on

Many of the stories I tell are from clients and prospects that call our office.  This one is more personal, about our marketing director, Amy’s grandparents, Julius and Julia.  Julius was a World War II veteran who died in 1986.  Julia lived independently until 2003, when at age 83 she