One of the Clearest Warning Signs of Dementia
More often than not, the first call we receive about a prospective client who is facing long term care concerns comes from a child or other family member, rather than the senior client. And so often the caller expresses surprise at recently discovering that Mom or Dad is slipping.
Mary and Bob – Almost Divorce and Then Tragedy Strikes (Part 2)
Last week we were discussing Mary and Bob, in the process of getting divorced and then Bob was seriously injured in a car accident. He survived but now faces a long recovery road ahead, one which will result in his need for long term care. Mary, since she is still
But Mom Wanted Me to Have the Money
In the last few years readers of my blog know that many of my posts are real stories that highlight the pitfalls and dangers of not putting together a plan for long term care until you are on the doorstep of the nursing home. Here’s another one, with names changed
Mary’s Dilemma – Don’t Let it Be Yours
Mary called me in desperation. Her husband Bob had recently been hospitalized with heart problems. He is also struggling with the onset of Alzheimer’s Disease. Mary has been able to administer care to this point but it has taken its toll on her physically and mentally and her children are
The Second Marriage Long Term Care Problem Revisited
Last year I wrote about the impact long term care has on a second marriage (see blog post 1/5/09). In the 19 months since then, I have seen an increasing number of second marriage “horror stories”. A call we received last week, again highlights the danger. Joe, a 70 year
Will I Lost My Family Business if I Need Long Term Care (Part 2)
So, we were discussing Joe’s situation last week. He owns a business and a building which rents space to his company and 3 other tenants. Their combined value is $1.25 million dollars. As we learned last week these assets are countable for Medicaid purposes as assets that need to be
Will I Lose My Family Business if I Need Long Term Care (Part 1)
Joe built his construction business from nothing. He was able to provide for his family, put his children through college and live a nice life on the income generated from it. Now in his 70’s, Joe doesn’t work much anymore. He goes into the office a few days a week,
Can I Be Paid to Care for Mom?
In times of crisis, families pull together. Long term care is no different. So much of the care is administered by family members. And it doesn’t take too long before the question is asked. “Can I be paid to care for my mom or dad?” A recent New Jersey case
Cuts in Prescription Drug Plans Coming?
Here in New Jersey our new governor, Chris Christie, is making some tough, and unpopular, decisions in an effort to close a huge state budget deficit. While I have written previously about his focus on reducing teachers’ pensions and benefits, a fight that is expected to continue, the latest changes
Obama’s CLASS Act – Good Idea or Wasted Effort? (Part 2)
Last week we reviewed the specifics of the new CLASS Act which is part of the new health care reform bill that passed through Congress and was signed into law by President Obama last month. CLASS attempts to provide coverage for long term care. But, is it going to have