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Mary Jane told me,  “Mom has no money.  She’s never had any money.  But Medicaid  still denied her application and now I owe the nursing home $40,000.”  I knew there had to be more to her story.  Sure enough, there was. It’s a very common belief that, because Mom and Dad

If I owe someone money but it’s still in my account do I really still own it?  Would the answer be different if that “someone” is the IRS? June called me concerning her dad.  “He’s in a nursing home and has spent down his assets,” she said.  “I applied for Medicaid

Last week we were discussing Rachel’s recent discovery that while her sister, Sara, was managing Mom’s finances, Sara was taking or being given – depending on which way you look at it – Mom’s money.  Now that Medicaid was looking like a real necessity, Rachel was concerned, and for good