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Last week I wrote about how unexplained deposits have the potential to be more damaging to a Medicaid application than unexplained withdrawals.  That’s because deposits must be explained or the application is denied for being incomplete and those same deposits must be explained in any new application unless  the deposit then falls  outside

 Just last week the New Jersey Appellate Division issued a decision regarding Medicaid that provides a road map for anyone hiring aides at home who hopes to qualify for Medicaid benefits when private funds run out.  The case itself is unpublished which means it cannot be relied on as precedent in future cases.  Nevertheless, it gives

Even before the current pandemic, getting a Medicaid application approved was increasingly challenging.  Now, with some government staff working remotely and many government offices short staffed because of social distancing requirements, it has not gotten better.  What we are finding in our office is that applications that should clearly be approved are being denied.  In

Many of my articles concern Medicaid and avoiding or trying to minimize a Medicaid penalty.  That penalty, which is a waiting period for benefits is a result of a mathematical calculation.  The amount of any transfers for less than fair value is divided by the Medicaid divisor to get the resulting penalty. The divisor is what

                I have written many times in the past several years about possible rules changes to the VA Aid and Attendance pension program, which provides additional income to aging veterans and their spouses who need long term care.  Well, those changes are finally here and with almost no warning.  The