FinanciallyEligible but Still No Medicaid (Part 2)
In my post last week, I told you that, while our focus in achieving Medicaid eligibility tends to be on the financial part, there are some non financial requirements we must also pay attention to. One is medical eligibility. Another is residency. Medicaid is a combination federal and state program. Federal funds are provided
Financially Eligible but Still No Medicaid (Part 1)
Many of my blog posts on Medicaid focus on the financial part of eligibility - meeting both the income and asset requirements. There are instances, however, in which meeting those requirements still won’t get someone Medicaid. That’s because there are other hurdles to get over. One is the medical requirement, establishing the need
The Perils of GoFundMe – Part 3
In my blog post last week, I discussed crowd funding sites like GoFundMe. We see families dealing with a sudden catastrophic illness or injury attempt to use these sites to raise money to pay for medical and other bills. It rarely is a solution if only because of the amount of money
Medicaid Redeterminations – Part 5
In my post last week, I talked about what happens when the healthy spouse dies leaving a surviving spouse who is on Medicaid. The elective share requires that a minimum amount - 1/3 of the deceased spouse’s estate less what the surviving spouse already has - must go to the deceased
Medicaid Redeterminations – Part 4
In this week’s 4th blog post on Medicaid’s annual redetermination process I address how the death of a spouse can create issues. In the case of a married couple where only one spouse has been approved for Medicaid, the non-Medicaid or “community spouse” is entitled to keep a home if residing
Medicaid Redeterminations – Part 4
In this week’s blog post I continue my discussion on Medicaid’s annual redetermination process and the changes that can cause problems with achieving a renewal. In the case of a married couple where only one spouse has been approved for Medicaid, the non-Medicaid or “community spouse” is entitled to keep a
Medicaid Redeterminations – Part 2
In last week’s post I began to discuss Medicaid redeterminations and how they have become more difficult than they once were. There are several reasons for this. 10 years ago New Jersey made changes to its Medicaid program that required certain applicants to utilize a qualified income trust. I’ve written about
Medicaid Redeterminations – Part 1
When I explain how Medicaid works, I cover the income and asset limits in the case of a single applicant as well as a married one. I also talk about the 5 year Medicaid look back and the Medicaid penalty. People typically ask me about the qualified income trust and Medicaid estate
2 Years Private Pay and Then Medicaid – Part 2
In my post last week, I told you about a son who called. His mom had been paying for care for almost 2 years at an assisted living facility (ALF). Thinking he was ready to apply for Medicaid benefits, he called our office for help. His mom, however, still owned real estate worth
2 Years Private Pay and Then Medicaid? Not so fast
In this week’s post I will tell you about a call we received recently, similar to ones we have had many times over the years - although not in some time. Son called stating that Mom was close to completing a 2 year private pay requirement at a local assisted living