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       June is a month for celebrations.  Whether it’s friends or family it seems there is always a prom, high school or college graduation or wedding to celebrate every year.  It’s the good stuff in life.  While I certainly don’t want to ruin the party, this week I do want

                As far as scams go, it is not one that will cause anyone to lose their life savings.  Maybe calling it a scam is not entirely accurate.  At the very least the letter Joan received was misleading and confusing.  As part of an asset protection plan we placed Joan’s