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       The cost of living adjustment for 2019 for many of the government programs that affect our clients’ lives has been announced so here they are.        For 2019, the Social Security Administration announced that Social Security recipients will receive an increase of 2.8%, which is greater

       In last week's post I focused on an increasingly common family arrangement in which -for several different reasons - grandparents who expected to retire and live a more leisurely lifestyle instead find themselves caring for their grandchildren.        This often starts as a temporary solution but

       It is estimated that 2.7 million grandparents are raising their minor grandchildren in their homes.  The reasons for this are varied.  The birth parents may be unable to care for their children because of physical or mental illness, substance abuse, incarceration, homelessness, poverty, or unemployment.  In many