When It Comes to New Jersey Medicaid What You Don’t Know Can Hurt You
We were discussing how Medicaid in New Jersey, and around the country, is a constantly changing landscape. Clients hire us for our experience in navigating through this maze and guiding their applications to success (ie. Medicaid approval). An important point to remember is that the Medicaid caseworkers don’t know all
New Jersey Medicaid – More Grey than Black and White
As an elder law attorney, when clients come to us for guidance on long term care and government benefit programs such as Medicaid, I often must first explain how much uncertainty there is. That is a difficult concept for many because we have been taught to believe that the law
How many New Jersey Medicaid program are there?
As New Jersey elder law attorneys, we regularly work with the Medicaid programs that provide long term care benefits. We categorize them as institutional Medicaid and community waiver Medicaid. Institutional Medicaid covers long term care in a nursing home. New Jersey is an “income cap state with a medically needy
New Jersey Medicaid – The Basics
As New Jersey elder law attorneys, a large percentage of the inquiries we receive from families with a loved one dealing with Alzheimer's, dementia or other incurable long term illnesses in the Northern New Jersey area, concern the various Medicaid programs that cover long term care. Contrary to popular belief, Medicaid
Would You Skip Homeowner’s Insurance to Save a Few Thousand Dollars?
We were discussing our VA plan and how we have clients place assets into a trust, then qualify for VA benefits and guide families on how to spend the money in the trust so we can keep eligibility for New Jersey Medicaid should it be necessary. “But, my brothers and
“But the Lady Said Medicaid is Gonna Take My House!!”
It’s an issue we deal with often, especially in our married couple crisis planning cases. We explain to clients how Medicaid works and engineer a plan to get the sick spouse Medicaid without putting the healthy spouse in the poor house. The healthy spouse will keep the home. This is
A Mom Without a Home?
Mary called with the following story. Mom had sold her home in New Jersey 8 years ago. The plan was for Mom to live with Mary in New York. However, her health deteriorated rapidly and she never moved in with Mary, instead living in an assisted living facility in New
How the Medicaid System Differs From the Criminal System
“Mom and Dad have always been big believers in paying cash for everything. They don’t use credit cards”, John tells me. “Don’t buy on credit”, they always said. While that’s a pretty sound financial approach, it can get Mom and Dad into hot water when it comes